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Membership Renewal -- Great News!

Early renewal deadline extended to March 31, 2020.
Professional 1 and 2
Renew now and pay $395.
Renew after March 31, 2020, and pay $525.
Savings of $130.
Associate
Renew now and pay $245.
Renew after March 31, 2020, and pay $300.
Savings of $55.
Affiliate
Renew now and pay $415.
Renew after March 31, 2020, and pay $520.
Savings of $105.
On January 1, 2020, NAMB dues rates increased. But, thanks to the CAMB and NAMB Leadership, NAMB agreed to extend CAMB's early renewal to March 31, 2020. CAMB dues values are not increasing; only the NAMB portion of your dues is increasing. Please remember to remit your dues to the CAMB office.


Get Involved, Engaged & Energized Today!
 
Make Your Voice Heard! This year will be more important than ever! Our NAMB Legislative Conference in Washington DC is just around the corner February 22–24 at the Hyatt Regency. This is truly an incredible experience and will be very exciting this year with our New President’s administration just beginning! Please consider going and supporting your industry. You will be very glad you did! Go to namb.org, register and book your hotel NOW...
 
President Fred Arnold & President Barack Obama are looking for your constructive suggestions on what steps need to be taken by the new  administration to correct the mortgage and housing markets, and thus our economy. Many of you have great ideas and this is your chance to help make a difference. Please send your outline to John Holmgren, at john@mortgageholmgren.com.
 
We face tremendous challenges in 2020; our Government Affairs department needs your help with participation in our monthly contributions. PLEASE consider giving between $10 and $100 per month to help cover our legislative expenses and activities. It’s easy and painless! Go to our Web site cambweb.org and sign up on our home page to make your contributions to preserve and protect our businesses for 2020!
 
Fred Arnold CMC (CAMB President), “Smitty” Ed Smith (CAMB President-elect), and George Duarte CMC (GA Vice Chair) met with some of our industry partners recently in Sacramento in order to forge a better understanding of our collective common interests and create a strategy for promoting a unified front to our state regulators and legislators. In particular, that correct implementation of the Federal SAFE Licensing Act could provide a positive outcome to raise professional standards within the mortgage industry and at the same time provide legislators a win for consumer groups as well.  A WIN, WIN for all parties!

 “Get 3 & It’s Free”: Great News, as of January 1st, 2020 if you recruit 3 new CAMB members we will refund your annual membership dues! New members recruited must include at least 1 Professional OR 1 Affiliate member. Does not include support staff memberships and cannot be combined with the 5 star office 20% discount. Refund does not include the NAMB portion of your annual dues. For questions or further details email dale@clgroup.net or call (707) 252-2700.
 
More Great News! Through negotiations with our NAMB (National Association of Mortgage Brokers) partners, our CAMB leaders have worked out a deal to extend our renewal period without a NAMB dues increase until March 31st, 2020! Many thanks to our President, Fred Arnold CMC and our NAMB board member, Ginny Ferguson CMC for all their efforts. Please renew ASAP and encourage others to join before your NAMB portion of your CAMB annual membership dues increases on March 31st, 2020! It’s easy and convenient, simply go to our Web site cambweb.org, enter your membership number and password. If you don’t know your membership number, please send an email request to Teri at terib@cambweb.org.
 


Congratulations to the Orange County Chapter!
 
They brought in a total of 50+ new and renewing members at their Jan 14th Chapter event on Loan Modifications. Awesome job!
 
New Member Benefits: Granza loan officer marketing system – on our Web site for members only as of Jan 30th.  Go to cambweb.org member benefits. Look for lots of new additional member benefits in the upcoming months!
 
PHOI, Preserving Home Ownership Initiative: Get engaged helping consumers understand their mortgage terms, work with their lenders to achieve lower mortgage payments and promote positive recognition for CAMB. These events have been featured on television and at our local chapters around the state. Mary Harman has also arranged monthly events with HUD in Santa Ana that are published on the HUD Web site. These events are promoted and sponsored by other entities of our industry like CAR, CORE Logic, and HUD. To get involved please email Mary Harman at mlhbenefitmutual@earthlink.net.

Also look for Jack Williams (past CAMB president), Mary Harman (community service chair), Gary Sibner (DRE), Herman Thordsen (industry attorney), and others traveling to different chapters throughout the state with the latest dos and don’ts on everyone’s favorite subject, Loan Modifications! These events have had great attendance from our members and our industry.
 
Upcoming Chapter Events:
Tuesday Feb 10th “Loan Mods the Right Way” Silicon Valley Chapter (register at www.acteva.com/go/svcamb). March 31st An Evening with Bill Dallas on “The Gift” at the North Bay Chapter. Please go to cambweb.org for listings of chapter leaders for more information and our CAMB Master Calendar.
Chapter leaders please don’t forget to place upcoming events on the CAMB master Web site calendar! That way we can help promote your events to members and non-members.
 
Public Relations: CAMB’s annual member market survey 2020 is now closed. Thank you to those members who participated in the survey – your feedback is valued. The PR Committee, chaired by John Holmgren, will be reviewing the survey results and generating a response. Contact John Holmgren with questions.  Additionally, if you have any personal media contacts and relationships, please forward that information to our PR Committee Chair, John Holmgren, at john@mortgageholmgren.com.
 
Sales & Marketing Conference: CAMB is actively working on a collaborative event with CMBA (California Mortgage Bankers Association). The projected date is mid-April 2020. Please stay tuned for more details about the date, location, and schedule.
 
Step Towards a Better Future: Let’s help consumers find out how loans work. Get engaged in an event held by 1FirstCashAdvance. It not only provides California payday loans but also contributes to the overall welfare. Since 2019, they have helped residents with emergency financial needs through accessible loan options and lectures on financial literacy. Now their team is here to promote responsible and cautious loan use and educate people in plain language. They also share some useful tips for building good financial habits. Please, contact 1FirstCashAdvance to get involved.


We are fighting for your job!Flag

Defend the Mortgage Industry Contribute to CAMB's Legislative Fund.
to support the fight!

Brochure and Contribution Form
Download [pdf]

Your Help to Fight Battles.

  • Anti-Predatory Lending
  • Yield Spread Premium (YSP)
  • Preserving Mortgage Loan Choice for Consumers
  • Government State Enterprises (GSE)
  • FHA Modernization
  • RESPA
Your Call to Action!
  • Participate in CAMB's grassroots efforts when called upon to ensure that Members of Congress understand the severity of the problem
  • Ask your clients, colleagues and consumers to keep loan choice alive
  • Respond to CAMB/NAMB Legislative "Call to Action" Alerts--quickly and easily send messages to Members of Congress; and finally
  • GIVE MONEY NOW to CAMB’s LEGISLATIVE FUND to help us save your profession!
  • Questions? Contact CAMB's Government Affairs Team at (916) 448-8236 or governmentaffairs@cambweb.org

CAMB ChampionsBecome a CAMB Champion
Click here

 

 

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Updates from CAMB President, Fred Arnold, on new CAMB Tube messaging system, CAMB Tube Marketing ideas and market update, CAMB leadership meeting with the CMBA, DRE and DOC, update on NAMB dues increase, being on the offense with our business and CAMB renewals. Have a great day!
Updated: February 13, 2020

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Summaries of Recently Introduced Bills by the California State Legislature:

Assembly Bill 2 [pdf]
Senate Bill 36 [pdf]
Senate Bill 94 [pdf]


CAMB Call to Action--HVCC Appraisal Agreement | Read More


Contact your U. S. Representative today to sign the letter being circulated by Rep. Gary Miller asking House Leadership to prevent a decrease in the loan limit levels. | Read More


Loan Modifications Licensing Requirements in California and the New DRE Advance Fee Agreement
The California Association of Mortgage Brokers (CAMB) has received many requests for information related to loan modification services in the state of California. |  Read More


Contact your U. S. Representative and U. S. Senators today to let them know that a decrease in the FHA and GSE loan limits will further depress our housing markets
In November, the Federal Housing Finance Agency and HUD announced GSE and FHA loan limits levels for 2020. While the conforming loan limit will remain at $417,000 for most areas in the country, "high cost" area limits in many counties will decrease on January 1, 2020. | Read More


Final RESPA Rule from HUD
The CAMB Government Affairs team is reviewing the extensive 374 - page document and will be determining a strategy for a coordinated response with the National Association of Mortgage Brokers (NAMB). | Read More


Statement of Speaker Bass on Foreclosure Crisis Plans for Special Legislative Session
SACRAMENTO - From the State Capitol today, Assembly Speaker Karen Bass and Assemblymembers Ted Lieu and Pedro Nava discussed plans Assembly Democrats are putting forward to address the home foreclosure crisis in the special legislative session. Speaking to reporters in the Willie Brown Jr. conference room, Speaker Bass made the following remarks | Read More


Treasury Secretary Paulson's remarks on the Financial Rescue Package and Economic Update | Read More


CAMB Testimony for the September 6, 2008 House Financial Services
Committee Field Hearing in Stockton.
Click here to download [pdf]

CAMB is working for you at the State Capitol! [Posted 7.25.08]
Read More...

Thanks to CAMB Efforts, Loan Limit Increase Letter Receives Almost Unanimous Support by California Delegation [Posted 7.25.08]
Read More...

Regulation Z
The News Channels and  the internet has been quite active in the last couple of days with information about the Federal Reserve Board's approval of a final rule on an amendment to Regulation Z. The final rule was issued on Monday July 14, 2008 and was designed to prohibit unfair, abusive or deceptive mortgage lending practices. The rule also established new advertising and disclosure requirements.
[Posted 7.25.08]
Read More...

HUD is About to Finalize a New RESPA Rule
Read More...

updated 02/13/2020

Contribute to CAMB's Legislative Fund

Defend the Mortgage Industry Contribute to CAMB's Legislative Fund.

Donate Today!
Online Contribution Form

Brochure and Contribution Form
Download [pdf]

CAMB Needs Your Help to Fight These Legislative Battles.

  • Anti-Predatory Lending
  • Yield Spread Premium (YSP)
  • Preserving Mortgage Loan Choice for Consumers
  • Government State Enterprises (GSE)
  • FHA Modernization
  • RESPA
Your Call to Action!
  • Participate in CAMB's grassroots efforts when called upon to ensure that Members of Congress understand the severity of the problem
  • Ask your clients, colleagues and consumers to keep loan choice alive
  • Respond to CAMB/NAMB Legislative "Call to Action" Alerts--quickly and easily send messages to Members of Congress; and finally
  • GIVE MONEY NOW to CAMB’s LEGISLATIVE FUND to help us save your profession!
  • Questions? Contact CAMB's Government Affairs Team at (916) 448-8236 or governmentaffairs@cambweb.org
Leadership Tools

Please log in to the the Leadership Section of the CAMB Web site to gain access to the Leadership Tools

  • CAMB Get 3 Campaign | download [pdf]
  • Interactive Calendar Instructions
  • Membership Application
  • CAMB Champions Program
  • EZ Pay payment plan form
  • Membership Benefits link
  • Membership PowerPoint
  • PR Media Training PowerPoint--coming soon
  • GA Contribution form
  • GA Powerpoint Instructions
  • GA Presentation Part 1
  • GA Presentation Part 2
  • CAMB Saves You Money | download [pdf]
  • Why CAMB | download [pdf]
  • Affiliate Member Discount | download [pdf]
  • Change | download [pdf]
  • 2008-09 5 Star Office Program | download [pdf]
 
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