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2009 Annual Convention & Grand Exposition

2009 CAMB Annual Convention & Grand Expostion Registration Brochure
The 2009 Convention registration brochure is now available to download. Click on the link below to view the schedule of events and for registration details.

CAMB convention attendees represent mortgage industry professionals from across the state of California, including from as far away as New Zealand and Japan. Our attendees also reflect a range experience within the industry, from those who are new to the industry to those who have many years of experience. Our attendees also reflect a range of roles within the industry, from support staff to business owner.

2009 Event
July 29- August 1, 2009
Marriott San Diego Hotel & Marina and the San Diego Convention Center

2009 Annual Conveniton & Grand Exposition -- Registration Brochure

Registration Brochure
2009 Annual Convention & Grand Exposition--Exhibitor Brochure

Exhibitor Brochure
San Diego Marriott Hotel & Marina

Hotel Reservations
800.228.9290 Reservations
619.234.1500 General

Who Owns Your Mortgage

Click on the links below to find out if you qualify for the Obama special streamline refi program up to 105% LTV. All they have to do is click on the link and enter the address.

  • Does Fannie Mae Own Your Mortgage? Find out!
  • Does Freddie Mac Own Your Mortgage? Find out! 
Membership Renewal
On January 1, 2009, NAMB dues rates increased. But, thanks to the CAMB and NAMB Leadership, NAMB agreed to extend CAMB's early renewal to March 31, 2009. CAMB dues values are not increasing; only the NAMB portion of your dues is increasing. Please remember to remit your dues to the CAMB office.


We are We are protecting your business!Flag

Defend the Mortgage Industry Contribute to CAMB's Legislative Fund.
Click here to support the fight!

Brochure and Contribution Form
Download [pdf]

Your Help to Fight Battles.

  • Anti-Predatory Lending
  • Yield Spread Premium (YSP)
  • Preserving Mortgage Loan Choice for Consumers
  • Government State Enterprises (GSE)
  • FHA Modernization
  • RESPA
Your Call to Action!
  • Participate in CAMB's grassroots efforts when called upon to ensure that Members of Congress understand the severity of the problem
  • Ask your clients, colleagues and consumers to keep loan choice alive
  • Respond to CAMB/NAMB Legislative "Call to Action" Alerts--quickly and easily send messages to Members of Congress; and finally
  • GIVE MONEY NOW to CAMB’s LEGISLATIVE FUND to help us save your profession!
  • Questions? Contact CAMB's Government Affairs Team at (916) 448-8236 or governmentaffairs@cambweb.org

CAMB ChampionsBecome a CAMB Champion
Click here

 

 

Fred Arnold

Click here to view the message
A Special Message from Fred Arnold, President of CAMB, to CAMB's Loyal Affiliates.


Click here to view the message
Update on HVCC Legislation
Convention 09 Sales Tip

 

Updated: July 2, 2009

 

Webinar

Next Webinar
Almost 60 days of HVCC
Are you having fun yet?

Nearly 60 days of HVCC and there seems to be very few success stories. Instead, we hear horror stories how borrowers are being hurt, and the industry is losing loan opportunities while AMCs are making money.

Your California Association of Mortgage Brokers (CAMB), in association with NAMB, CAR, NAR, Appraisers, and other organizations are working to stop HVCC. We need your help to overturn, reform, or repeal HVCC.

Find out what the status of HVCC is—how long could HVCC last, and what we (you) need to do to stop HVCC.

Two short webinars will be held this week on July 1 at 1:00 p.m. Pacific Time and July 2 at 10:00 a.m. Pacific Time.

You will get an update on HVCC, what is being done to stop HVCC, and what you can do right now to help overturn HVCC.

Register online at camb.go2training.com for this FREE webinar hosted by CAMB Government Affairs Vice-Chairs Forrest Cambell and Tom Borcich.

For more information about HVCC and to share your HVCC story, visit www.PropertyUnitesUs.com; and remember to share this site with your clients.

Register online at: http://camb.go2training.com
Use the code "SAVE" and take $5 off of your registration.


How to Understand, Market and Profit with 203k Loans
Click here to download [45mb]
203k loans webinar sponsored by
Plaza Home Mortgage, Inc.

HVCC - CTA Follow-up (June 17, 2009)
Attention All Real Estate Professionals:

The Home Valuation Code of Conduct (HVCC) has cast a shadow over the lending process, increasing costs to consumers in the form of higher fees, poor valuations, and slower turn times.  Please help us continue to expose the error of this system to national leaders and to grow public support for change by sharing your HVCC experiences as directed in the NAMB communication below. 

If you believe the HVCC is harming your customer, you must join us in keeping up the pressure to replace the HVCC with a system that brings value to consumers.  Please forward this message to anyone who is feeling the taxing affects of the HVCC. | Read More


HVCC (Home Valuation Code of Conduct)
New appraisal regulations as of May 1, 2009

Please complete our survey.

We need to hear about your experiences with the new appraisal process known as HVCC and more importantly our State and Federal Regulators and Legislators need to hear real-life examples of HVCC. Please take a few moments to complete our survey. Go to Appraisal/HVCC Survey and tell us about your appraisal experience. This survey is designed for Consumers, Appraisers, Mortgage Professionals, and Realtors to complete.

CAMB has sponsored an HVCC (Home Valuation Code of Conduct) Web site address www.PropertyUnitesUs.com where you, your clients, consumers, Realtors®, appraisers, loan originators and builders can find out more about this new regulation and post real life examples of how consumers are being negatively impacted by the HVCC.

The Home Valuation Code of Conduct (HVCC) limits freedom of choice without protecting the consumer’s or investor’s best interest! We know you have all sorts of examples of higher costs, poor service, lack of portability (inability to use one appraisal for more than one lender), poor quality of appraisals, and inability to make corrections to inaccurate information. Please make your voices heard.


HUD Secretary Announces Monetization of Tax Credit at NAR Real Estate Summit
Shaun Donovan, secretary of the U.S. Department of Housing and Urban Development, said that the Federal Housing Administration is going to permit its lenders to allow homeowners to use the $8,000 tax credit as a down payment. | Read More


HR 1728 Update
On May 7, 2009 the House of Representatives passed H.R. 1728, the “Mortgage Reform and Anti-Predatory Lending Act of 2009,” by a vote of 300 to 114. Prior to the vote, NAMB sent a letter to the members of the House of Representatives voicing its concerns with the bill. For a copy of the letter, click here. For a detailed summary of the bill, click here. For a full list of amendments and votes, click here. | Read More


Call to Action--HVCC Follow-up
There has been significant bipartisan movement forward by Congress on the Home Valuation Code of Conduct ("HVCC") as a result of the phone calls made to your legislators' in-district offices last week!  Key Republican and Democrat Congressmen have shown their support for NAMB's cause, and we need to keep the momentum going.  We can not stop now! | Read More


CAMB Call to Action--HVCC--April 17, 2009
Contact your Senators and Representatives TODAY and urge them to STOP or DELAY (for at least 12 months) the implementation of the Home Valuation Code of Conduct (“HVCC”) which is de facto regulation, forced on Freddie Mac and Fannie Mae by New York Attorney General Cuomo. | Read More


Advance Fee Agreement Essential Elements Document from the DRE. | Read More


CAMB State Bill Positions Letters

AB 260 [pdf]
AB 329 [pdf]
AB 764 [pdf]

SB 36 [pdf]
SB 94 [pdf]
SB 496 [pdf]
SB 660 [pdf]


CAMB Call to Action--HVCC Appraisal Agreement
Read More


Contact your U. S. Representative today to sign the letter being circulated by Rep. Gary Miller asking House Leadership to prevent a decrease in the loan limit levels. | Read More


Contact your U. S. Representative and U. S. Senators today to let them know that a decrease in the FHA and GSE loan limits will further depress our housing markets
In November, the Federal Housing Finance Agency and HUD announced GSE and FHA loan limits levels for 2009. While the conforming loan limit will remain at $417,000 for most areas in the country, "high cost" area limits in many counties will decrease on January 1, 2009. | Read More

(Click here to see the new loan limits for your county in 2009.)


Final RESPA Rule from HUD
The CAMB Government Affairs team is reviewing the extensive 374 - page document and will be determining a strategy for a coordinated response with the National Association of Mortgage Brokers (NAMB). | Read More


Statement of Speaker Bass on Foreclosure Crisis Plans for Special Legislative Session
SACRAMENTO – From the State Capitol today, Assembly Speaker Karen Bass and Assemblymembers Ted Lieu and Pedro Nava discussed plans Assembly Democrats are putting forward to address the home foreclosure crisis in the special legislative session. Speaking to reporters in the Willie Brown Jr. conference room, Speaker Bass made the following remarks | Read More


Treasury Secretary Paulson’s remarks on the Financial Rescue Package and Economic Update
Read More


CAMB Testimony for the September 6, 2008 House Financial Services
Committee Field Hearing in Stockton.
Click here to download [pdf]


CAMB is Working for you at the State Capitol!
[Posted 7.25.08]
Read More


Thanks to CAMB Efforts, Loan Limit Increase Letter Receives Almost Unanimous Support by California Delegation [Posted 7.25.08]
Read More


Regulation Z
The News Channels and  the internet has been quite active in the last couple of days with information about the Federal Reserve Board's approval of a final rule on an amendment to Regulation Z. The final rule was issued on Monday July 14, 2008 and was designed to prohibit unfair, abusive or deceptive mortgage lending practices. The rule also established new advertising and disclosure requirements.
[Posted 7.25.08]
Read More


HUD is About to Finalize a New RESPA Rule
Read More

updated 07/02/2009

Contribute to CAMB's Legislative Fund

Defend the Mortgage Industry Contribute to CAMB's Legislative Fund.

Donate Today!
Online Contribution Form
Click here

Brochure and Contribution Form
Download [pdf]

CAMB Needs Your Help to Fight These Legislative Battles.

  • Anti-Predatory Lending
  • Yield Spread Premium (YSP)
  • Preserving Mortgage Loan Choice for Consumers
  • Government State Enterprises (GSE)
  • FHA Modernization
  • RESPA
Your Call to Action!
  • Participate in CAMB's grassroots efforts when called upon to ensure that Members of Congress understand the severity of the problem
  • Ask your clients, colleagues and consumers to keep loan choice alive
  • Respond to CAMB/NAMB Legislative "Call to Action" Alerts--quickly and easily send messages to Members of Congress; and finally
  • GIVE MONEY NOW to CAMB’s LEGISLATIVE FUND to help us save your profession!
  • Questions? Contact CAMB's Government Affairs Team at (916) 448-8236 or governmentaffairs@cambweb.org
Leadership Tools

Please log in to the the Leadership Section of the CAMB Web site to gain access to the Leadership Tools

  • CAMB Get 3 Campaign | download [pdf]
  • Interactive Calendar Instructions
  • Membership Application
  • CAMB Champions Program
  • EZ Pay payment plan form
  • Membership Benefits link
  • Membership PowerPoint
  • PR Media Training PowerPoint--coming soon
  • GA Contribution form
  • GA Powerpoint Instructions
  • GA Presentation Part 1
  • GA Presentation Part 2
  • CAMB Saves You Money | download [pdf]
  • Why CAMB | download [pdf]
  • Affiliate Member Discount | download [pdf]
  • Change | download [pdf]
  • 2008-09 5 Star Office Program | download [pdf]
 
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