IRR Residential Valuation Services supports CAMB’s mission in promoting the highest standards of professional and ethical conduct.

We support CAMB’s mission in promoting the highest standards of professional and ethical conduct. Locally, regionally or nationally – we provide experienced professionals to solve your valuation needs. In recognition of this mission we are offering CAMB members the following:

• 10% discount on all residential appraisal orders
• “The Art of the Appraisal” an interview with Fred Arnold of CAMB and Brian T. Cadieux of IRR-Residential Valuation Services. It’s an educational interview to help you better understand the appraisal process.
• Commercial valuation services in California and the nation.
• On-line ordering at
• Call and reference yourself as a CAMB member

  I would like to personally thank you for supporting CAMB.

Brian T. Cadieux
Education Chair Silicon Valley Chapter of CAMB 2007-2008
Managing Director IRR-Residential Valuation Services

Do You Know When to Lock Your Loans? We Do.

The Freedman Report helps mortgage brokers maximize rebates and market their business.  And because you’re a CAMB member, we want to give you free and discounted services.

CAMB Members qualify for one 90-day free subscription to the Freedman Report and the Freedman Focus marketing e-newsletter.

You also qualify for a $399 discount when you purchase an annual subscription.  That’s 40% off the regular price!  The special CAMB price is only $599 for an annual subscription to both the Freedman Report and Freedman Focus.

The Freedman Report provides:

• Float/lock recommendations
• Daily market analysis
• Live MBS price charts
• Lender re-price alerts
• Marketing e-newsletter

These services will help you:

• Maximize your rebates
• Better understand why rates change
• Provide more informed advice to your clients
• Grow your business

To receive your special CAMB 90-day trial subscription, visit:
In addition to your discounts, 20% of your subscription fees will be donated back to CAMB.

Build your business with proven strategies from industry pros!
LoanToolbox proudly supports the California Association of Mortgage Brokers.  CAMB Members get ready to be impressed!

YOURS FREE AS A CAMB MEMBER!  $399.00 VALUE!

• FREE Master of the Pyramid, Volume 1.  Download six interviews with practical tips that cover each level of the The Pyramid of a Complete Loan Officer!
  Featuring Ed Conarchy, Dr. Ivan Misner, Khai McBride, Eric Mitchell, Tim Braheem and David Allen

NEW CAMB MEMBERS – Take a HUGE Discount!

• SAVE $500 on your new LoanToolbox annual membership*!
  Do you need tools to help you…
  • Bring in more qualified leads?
  • Handle ALL your marketing needs?
  • Increase you closing ratio at point-of-sale?

LoanToolbox has ALL THIS and MUCH MORE!

Loan Comparison Calculators AND Self-Employed Income tool!

FREE to CAMB Members only complements of MGIC!

• Loan Comparison Calculators –
• Tool for evaluating the self-employed borrower and other sources of income – Downloadable software program

“Doing the right things for the right reasons”
Alex Del Haro has been in the mortgage industry since 1985. During this timeframe, Alex has worked in all facets of the business. From loan processing, to loan originations, to his current position as the Wholesale Production Manager for Suntrust Mortgage Corporation, where he is responsible for the San Gabriel and San Fernando Valleys.

Alex’s focus has always been in training other mortgage professionals in “doing the right things for the right reasons”.

Within the last five years alone, Alex and his staff have been responsible for funding in excess of $5 Billion dollars worth of real estate transactions in the local markets.

Alex has been an active member of the California Association of Mortgage Brokers for several years, holding a Board of Directors chair for the legislative, finance, and membership committees. Currently, Alex is the Immediate Past President of the San Gabriel Chapter for the 2007-2008 term.

Learn the basic aspect that every loan officer needs to know in order to successfully process a loan!

• Listen to FREE interview of Alex Del Haro as he explains the ins-and-outs of loan processing.

PROCESSING 101 - FRED ARNOLD CMC & ALEX DEL HAROMembers--log in to listen to a FREE interview with Fred Arnold and Alex Del Haro

Randall Luebke is a licensed California Real Estate Broker, a Registered Mortgage Advisor, a Register Financial Consultant, Branch Manager for Nations Home Funding, a licensed life agent, the Executive Vice President of Equity-Choice and the Director of The Academy of Mortgage Planning (sm).  In addition to his Newport Beach, CA mortgage practice, nationally, Randy trains financial advisors of all disciplines, financial planners, attorneys, Realtors, CPA’s, stock brokers and insurance agents, how to be better stewards of their clients’ money.

CAMB Members ONLY – take advantage of Randall Luebke’s offer for:

• Free Networking Breakout Session Download
• 10% off attendance to The Academy of Mortgage Planning

PROFESSIONAL MORTGAGE PLANNING - FRED ARNOLD CMC & RANDY LUEBKE
Members--log in to listen to a series of interviews with Fred Arnold and Randy Luebke

Understanding Reverse Mortgages
Easily understand reverse mortgages as Philip Lipp and Fred Arnold discuss the ins-and-outs of the Reverse Mortgage process.  This informational interview is valuable for both mortgage originators and consumers.

Content: 

• Easy steps to understanding Reverse Mortgages
• Learn definition of terms & concepts used in Reverse Mortgage Loans
• Examples to help all mortgage professionals and consumers better understand the products associated with Reverse Mortgages
• Find out the steps to becoming approved to originate Reverse Mortgages
• For more information or details on Reverse Mortgages, please contact:

  Philip Lipp
  Allwest Mortgage Company
  12722 Riverside Drive, Suite 205
  North Hollywood, CA 91607
  (818) 752-0999 | (800) 409-0999 Toll Free
  phil@allwestmortgage.org | www.allwestmortgage.org

A full line of advanced credit services to meet every need.
Merged, supplemental and alternative credit files
Your business depends on fast, detailed and accurate credit information. But single-bureau reports can omit key data, both positive and negative – denying you the information you need to make the right decisions. FIS Credit Services provides a full range of advanced credit services, from merged, three-bureau credit reports – including full Fannie Mae and Freddie Mac access – to Supplements and Rapid Rescores. FIS also allows you to order directly from the LOS of your choice.

Backed By Fidelity National
Because FIS Credit is a division of Fidelity National, you'll have the comfort
of knowing that you're working with a large, credible company with the most
lender/investor approvals in the industry.

Supplementary Credit Reports
Provides additional supplemental information when certain items from the
borrower’s Merged Credit Reports are missing or incomplete, such as
duplicate or inconsistent tradelines, employment and rental verification, open
balances or disputed accounts.

Score2 (Rapid Rescore)
Allows you to directly update erroneous credit report items with all
three national credit bureaus, while providing fast turnaround regarding
disputed mortgage applications. Score2 is used only in cases of an urgent
mortgage and is not intended to replace or bypass the normal consumer
dispute process.

CAMB Members - Discounted Pricing
$8.80 - Individual Tri-Merge Credit Report
$12.80 - Joint Tri-Merge Credit Report

Call us today at (626) 963-8705 or click here to learn more about FIS' credit report products or to get started!

Todd Duncan
MORTGAGE MASTRY UNIVERSITY
America’s leader for inspiring and teaching mortgage professionals to sell successfully and live significantly is officering all CAMB members

10 HOURS OF FREE ONLINE TRAINING!

CAMB Members Log in to take advantage –