Consumer Protection and Advocacy Public Service Campaign
CAMB Members: If you are not a CAMB member and would like more information on becoming a member of CAMB, send a message to us at member@cambweb.org.
Consumer Protection Worksheets--English and Spanish versions of the Consumer Protection Worksheet are available for download. Members--sign in to view and download.
CHARM Booklet Available
The Federal Reserve Board has revised its Consumer Handbook on Adjustable-Rate Mortgages (the CHARM booklet). This booklet provides important information to consumers about the risks and features of such loans.
Members--sign in to view and download the revised CHARM booklet.
Pricing of SubPrime Mortgages by Mortgage Brokers and Lenders Study
This joint study released in June 2006 by economists Amany El Anshasy from George Washington University, Gregory Elliehausen from George Washington University's Financial Services Research Program, and Yoshiaki Shimazaki from Oklahoma State University, suggests that brokers are a more cost-effective option for consumers in the SubPrime home loan market.
Click here to read the study.
California Association of Mortgage Brokers Releases Consumer Tips for Borrowers Interested in Alternative Loan Products
CAMB released ten consumer protection tips to aid consumers interested in using alternative loan mortgage products to finance their home. These tips have been created by CAMB’s member brokers as a tool to help consumers know and understand the advantages and pitfalls of using these specific products, which include adjustable rate mortgages (ARMs), Interest-Only loans, and Option ARMs.View Alternative Loan Products Consumer Protection Tips Click here [pdf]
Exclusive Member Benefit:
CAMB 2008-09 ValuePak!
THE VALUEPAK HAS ARRIVED!
The 2008-09 ValuePak is here to add even more Value to your membership. Being a CAMB member has more perks than ever!
- Freedmen Report –
- FREE months and discounts!
- Free appraisals tips with interview and discounted appraisals
- Loan Toolbox discounts and hours of FREE training
- Todd Duncan and Mortgage Mastery University – 10 hours FREE
- Processing 101 introductory interview
- Reverse Mortgage introductory interview
- Discount Credit Reports and Credit Services
- MGIC Loan Calculators and free tool for Self Employed borrowers
- Academy of Mortgage Planning – Free download session and discounts!
- And more!
Click here for more information!
CAMB Insurance Services:
ABD Insurance & Financial Services
Insurance can be overwhelming. So many different options, and so many places you need security. You have enough on your mind. Let us manage your insurance and risk management program. CAMB Insurance Services offers a complete line of insurance products and services, designed specifically for CAMB members and offered exclusively through ABD Insurance & Financial Services. Keep it simple. Turn to CAMB Insurance Services for all of your insurance needs. We offer the most comprehensive, industry specific package of protection for home, business, life, health—and more.
Customer Service
(800) 426-6592 | Web site
Kistner Insurance Services
Offering: HealthNet, Kaiser, WHA, Vision and Dental. Call (916) 929-1084 | (916) 929-9294 Fax | info@kistnerinsurance.com
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