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July 29- August 1, 2020
Marriott San Diego Hotel & Marina and the San Diego Convention Center
Make Your Voice Heard! This year will be more important than ever! Our NAMB Legislative Conference in Washington DC is just around the corner February 22-24 at the Hyatt Regency. This is truly an incredible experience and will be very exciting this year with our New President's administration just beginning! Please consider going and supporting your industry. You will be very glad you did! Go to namb.org, register and book your hotel NOW...
President Fred Arnold & President Barack Obama are looking for your constructive suggestions on what steps need to be taken by the new administration to correct the mortgage and housing markets, and thus our economy. Many of you have great ideas and this is your chance to help make a difference. Please send your outline to John Holmgren, at john@mortgageholmgren.com.
We face tremendous challenges in 2020; our Government Affairs department needs your help with participation in our monthly contributions. PLEASE consider giving between $10 and $100 per month to help cover our legislative expenses and activities. It's easy and painless! Go to our Web site cambweb.org and sign up on our home page to make your contributions to preserve and protect our businesses for 2020!
Fred Arnold CMC (CAMB President), "Smitty" Ed Smith (CAMB President-elect), and George Duarte CMC (GA Vice Chair) met with some of our industry partners recently in Sacramento in order to forge a better understanding of our collective common interests and create a strategy for promoting a unified front to our state regulators and legislators. In particular, that correct implementation of the Federal SAFE Licensing Act could provide a positive outcome to raise professional standards within the mortgage industry and at the same time provide legislators a win for consumer groups as well. A WIN, WIN for all parties!
"Get 3 & It's Free": Great News, as of January 1st, 2020 if you recruit 3 new CAMB members we will refund your annual membership dues! New members recruited must include at least 1 Professional OR 1 Affiliate member. Does not include support staff memberships and cannot be combined with the 5 star office 20% discount. Refund does not include the NAMB portion of your annual dues. For questions or further details email dale@clgroup.net or call (707) 252-2700.
More Great News! Through negotiations with our NAMB (National Association of Mortgage Brokers) partners, our CAMB leaders have worked out a deal to extend our renewal period without a NAMB dues increase until March 31st, 2020! Many thanks to our President, Fred Arnold CMC and our NAMB board member, Ginny Ferguson CMC for all their efforts. Please renew ASAP and encourage others to join before your NAMB portion of your CAMB annual membership dues increases on March 31st, 2020! It's easy and convenient, simply go to our Web site cambweb.org, enter your membership number and password. If you don't know your membership number, please send an email request to Teri at terib@cambweb.org.
They brought in a total of 50+ new and renewing members at their Jan 14th Chapter event on Loan Modifications. Awesome job!
New Member Benefits: Granza loan officer marketing system on our Web site for members only as of Jan 30th. Go to cambweb.org member benefits. Look for lots of new additional member benefits in the upcoming months!
PHOI, Preserving Home Ownership Initiative: Get engaged helping consumers understand their mortgage terms, work with their lenders to achieve lower mortgage payments and promote positive recognition for CAMB. These events have been featured on television and at our local chapters around the state. Mary Harman has also arranged monthly events with HUD in Santa Ana that are published on the HUD Web site. These events are promoted and sponsored by other entities of our industry like CAR, CORE Logic, and HUD. To get involved please email Mary Harman at mlhbenefitmutual@earthlink.net.
Also look for Jack Williams (past CAMB president), Mary Harman (community service chair), Gary Sibner (DRE), Herman Thordsen (industry attorney), and others traveling to different chapters throughout the state with the latest dos and donts on everyones favorite subject, Loan Modifications! These events have had great attendance from our members and our industry.
Upcoming Chapter Events: Tuesday Feb 10th Loan Mods the Right Way Silicon Valley Chapter (register at www.acteva.com/go/svcamb). March 31st An Evening with Bill Dallas on The Gift at the North Bay Chapter. Please go to cambweb.org for listings of chapter leaders for more information and our CAMB Master Calendar.
Chapter leaders please don't forget to place upcoming events on the CAMB master Web site calendar! That way we can help promote your events to members and non-members.
Public Relations: CAMB's annual member market survey 2020 is now closed. Thank you to those members who participated in the survey your feedback is valued. The PR Committee, chaired by John Holmgren, will be reviewing the survey results and generating a response. Contact John Holmgren with questions. Â Additionally, if you have any personal media contacts and relationships, please forward that information to our PR Committee Chair, John Holmgren, at john@mortgageholmgren.com.
Sales & Marketing Conference: CAMB is actively working on a collaborative event with CMBA (California Mortgage Bankers Association). The projected date is mid-April 2020. Please stay tuned for more details about the date, location, and schedule.
Brochure and Contribution Form
Download [pdf]
- Anti-Predatory Lending
- Yield Spread Premium (YSP)
- Preserving Mortgage Loan Choice for Consumers
- Government State Enterprises (GSE)
- FHA Modernization
- RESPA
- Participate in CAMB's grassroots efforts when called upon to ensure that Members of Congress understand the severity of the problem
- Ask your clients, colleagues and consumers to keep loan choice alive
- Respond to CAMB/NAMB Legislative "Call to Action" Alerts--quickly and easily send messages to Members of Congress; and finally
- GIVE MONEY NOW to CAMB’s LEGISLATIVE FUND to help us save your profession!
- Questions? Contact CAMB's Government Affairs Team at (916) 448-8236 or governmentaffairs@cambweb.org
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Consumer Protection and Advocacy Public Service Campaign
CAMB Members: If you are not a CAMB member and would like more information on becoming a member of CAMB, send a message to us at member@cambweb.org.
Consumer Protection Worksheets--English and Spanish versions of the Consumer Protection Worksheet are available for download. Members--sign in to view and download.
CHARM Booklet Available
The Federal Reserve Board has revised its Consumer Handbook on Adjustable-Rate Mortgages (the CHARM booklet). This booklet provides important information to consumers about the risks and features of such loans.
Members--sign in to view and download the revised CHARM booklet.
Pricing of SubPrime Mortgages by Mortgage Brokers and Lenders Study
This joint study released in June 2006 by economists Amany El Anshasy from George Washington University, Gregory Elliehausen from George Washington University's Financial Services Research Program, and Yoshiaki Shimazaki from Oklahoma State University, suggests that brokers are a more cost-effective option for consumers in the SubPrime home loan market.
Click here to read the study.
California Association of Mortgage Brokers Releases Consumer Tips for Borrowers Interested in Alternative Loan Products
CAMB released ten consumer protection tips to aid consumers interested in using alternative loan mortgage products to finance their home. These tips have been created by CAMB's member brokers as a tool to help consumers know and understand the advantages and pitfalls of using these specific products, which include adjustable rate mortgages (ARMs), Interest-Only loans, and Option ARMs.View Alternative Loan Products Consumer Protection Tips Click here [pdf]
Exclusive Member Benefit:
CAMB 2008-09 ValuePak!
THE VALUEPAK HAS ARRIVED!
The 2008-09 ValuePak is here to add even more Value to your membership. Being a CAMB member has more perks than ever!
- Freedmen Report
- FREE months and discounts!
- Free appraisals tips with interview and discounted appraisals
- Loan Toolbox discounts and hours of FREE training
- Todd Duncan and Mortgage Mastery University 10 hours FREE
- Processing 101 introductory interview
- Reverse Mortgage introductory interview
- Discount Credit Reports and Credit Services
- MGIC Loan Calculators and free tool for Self Employed borrowers
- Academy of Mortgage Planning Free download session and discounts!
- And more!
Click here for more information!
CAMB Insurance Services:
ABD Insurance & Financial Services
Insurance can be overwhelming. So many different options, and so many places you need security. You have enough on your mind. Let us manage your insurance and risk management program. CAMB Insurance Services offers a complete line of insurance products and services, designed specifically for CAMB members and offered exclusively through ABD Insurance & Financial Services. Keep it simple. Turn to CAMB Insurance Services for all of your insurance needs. We offer the most comprehensive, industry specific package of protection for home, business, life, health—and more.
Customer Service
(800) 426-6592 |
Kistner Insurance Services
Offering: HealthNet, Kaiser, WHA, Vision and Dental. Call (916) 929-1084 | (916) 929-9294 Fax | info@kistnerinsurance.com
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