Members Please Sign in | Monday, February 8, 2010

(Image)(Image)Best PracticesRegulating AgenciesDream BrochureBroker Audit Checklist(Image)(Image)(Image)(Image)Central CoastNorth Central CoastCentral ValleyEast BayInland EmpireLos Angeles MetroNorth Los Angeles CountySouthern Los Angeles CountyGreater Monterey Bay AreaNorth BayGreater NorthstateOrange CountyGreater Sacramento AreaSan DiegoSan Diego NorthSan Francisco PeninsulaSan Gabriel ValleyGreater San Joaquin AreaSilicon Valley(Image)(Image)CAMB EventsInteractive CalendarConvention SponsorsConvention ExhibitorsChapter Tradeshow Schedule(Image)(Image)(Image)(Image)Online ApplicationDownload Application(Image)(Image)Renew OnlineMembership ClassificationsJoin NowOnline ApplicationDownload ApplicationUpdate Membership Profile(Image)(Image)(Image)(Image)AboutObjectives(Image)About Education(Image)About CertificationCurrent DesigneesCertification FAQ Links(Image)(Image)Contribute to the CAMB Leg Fund Today!Contribute to the CAMBPACState Legislative IssuesGovernor Signs New Mortgage BillSpeaker Karen Bass News ReleaseLoan Modifications Licensing RequirementsState Legislation--2007CAMB Working For YouHouse Financial Services [pdf]DRE Advance Fee Agreement [pdf]State Bill Position Letter AB33 [pdf]State Bill Position Letter AB260 [pdf]State Bill Position Letter AB329 [pdf]State Bill Position Letter AB764 [pdf]State Bill Position Letter SB36 [pdf]State Bill Position Letter SB94 [pdf]State Bill Position Letter SB496 [pdf]State Bill Position Letter SB660 [pdf]Federal Legislative IssuesReg-Z Overview Nov 2, 2009Call to Action-HR 3126-Oct.15,2009Regulation Z--OverviewRegulation Z--UpdateHVCC Update June 26, 2009Call to Action-HVCC June 17, 2009HVCC Regulations May 1 2009FHA News-Tax CreditHR 1728 UpdateFinal RESPA RuleHouse Leadership to Prevent a DecreseLoan LimitsFederal Bills--2008Federal Legislation--2007HR 3915Financial Rescue PackageInaction on Mortgage Reform BillsTestimonyLoan Limit Increase LetterRegulation ZLegislative Video MessagesAB-33Reg-Z Part 1Reg-Z Part 2(Image)(Image)Job Board Network(Image)Statewide Affiliates(Image)WebinarsCAMB ValuePak(Image)Annual ReportMortgage MattersComplimentary Mortgage MattersAwards and RecognitionMedia in a MinuteMortgage Loan BulletinDRE NewsNAMB NewsNational Mortgage NewsMortgage Originator News(Image)(Image)

Interactive Calendar
Click on the calendar below to view events.

M	T	W	T	F	S	S

1	2	3	4	5	6	7
8	9	10	11	12	13	14
15	16	17	18	19	20	21
22	23	24	25	26	27	28

View the 2009 photos
[click here]

2009 Exhibitors
Company	Booth
American Pacific Mortgage	319
Bank of America	409
Bay Equity, LLC	208
Bismark Mortgage Company	220
By Referral Only, Inc.	424
California Department of Veterans Affairs	206
California Housing Finance Agency	408
Calyx Software	307
California Association of Mortgage Brokers	225
Cashuk, Wiseman, Goldberg, Birnbaum & Salem, LLP	308
CMG Mortgage, Inc.	415
Comergence Compliance Monitoring	414
Consolidated Analytics	200
Credit Plus, Inc.	212
CRES Insurance Services, Inc.	325
Document Systems, Inc., Doc Magic	321
First Cal	230
First California Bank	330
Franklin American Mortgage Company	306
Home Rescue Programs	418
iNational Closing & Escrow, Inc.	301
Informative Research	406
Lone Oak Fund, LLC	207
Luther Burbank Savings	303
Marketing Pro Consulting	420
Maverick Funding Corporation	426
Modified Mortgage Solutions	218
Mortgage Returns	412
Nfinit Solutions, Inc.	431
Payment Gone, LLC	209
Pinnacle Capital Mortgage	331
Property Sciences	224
R.C. Temme Corp.	430
Reunion Mortgage	216
SecurityNational Mortgage Company	313
Sierra Pacific Mortgage	226
Taylor Bean & Whitaker	231
The Credit Restoration Expert	309
Trust One Mortgage	413
U.S. Bank	407
U.S. Department of Housing and Urban Development/FHA	327
Wells Fargo Home Mortgage	201
Woodbridge Capital Partners	202

2009 Convention Sponsors
Please be sure to thank each of our generous 2009 Convention Sponsors:

CalVet Home Loans
CAMB San Diego Chapter
CMG Mortgage, Co.
Property Sciences
ReadyPrice
Sierra Pacific Mortgage
U.S. Department of Housing & Urban Development (HUD)
Wells Fargo Home Mortgage

Who Owns Your Mortgage
Click on the links below to find out if you qualify for the Obama special streamline refi program up to 105% LTV. All they have to do is click on the link and enter the address.

Does Fannie Mae Own Your Mortgage? Find out!
Does Freddie Mac Own Your Mortgage? Find out!

“CAMB is Excellence & Integrity in Lending”

We are protecting your business!

Defend the Mortgage Industry Contribute to CAMB's Legislative Fund.
Click here to support the fight!

Brochure and Contribution Form
Download [pdf]

Your Help to Fight Battles.

Anti-Predatory Lending
Yield Spread Premium (YSP)
Preserving Mortgage Loan Choice for Consumers
Government State Enterprises (GSE)
FHA Modernization
RESPA

Your Call to Action!

Participate in CAMB's grassroots efforts when called upon to ensure that Members of Congress understand the severity of the problem
Ask your clients, colleagues and consumers to keep loan choice alive
Respond to CAMB/NAMB Legislative "Call to Action" Alerts--quickly and easily send messages to Members of Congress; and finally
GIVE MONEY NOW to CAMB’s LEGISLATIVE FUND to help us save your profession!
Questions? Contact CAMB's Government Affairs Team at (916) 448-8236 or governmentaffairs@cambweb.org

Consumer Protection and Advocacy Public Service Campaign
CAMB Members: If you are not a CAMB member and would like more information on becoming a member of CAMB, send a message to us at member@cambweb.org.

Consumer Protection Worksheets--English and Spanish versions of the Consumer Protection Worksheet are available for download. Members--sign in to view and download.

CHARM Booklet Available
The Federal Reserve Board has revised its Consumer Handbook on Adjustable-Rate Mortgages (the CHARM booklet). This booklet provides important information to consumers about the risks and features of such loans.

Members--sign in to view and download the revised CHARM booklet.

Pricing of SubPrime Mortgages by Mortgage Brokers and Lenders Study
This joint study released in June 2006 by economists Amany El Anshasy from George Washington University, Gregory Elliehausen from George Washington University's Financial Services Research Program, and Yoshiaki Shimazaki from Oklahoma State University, suggests that brokers are a more cost-effective option for consumers in the SubPrime home loan market.

Click here to read the study.

California Association of Mortgage Brokers Releases Consumer Tips for Borrowers Interested in Alternative Loan Products
CAMB released ten consumer protection tips to aid consumers interested in using alternative loan mortgage products to finance their home. These tips have been created by CAMB’s member brokers as a tool to help consumers know and understand the advantages and pitfalls of using these specific products, which include adjustable rate mortgages (ARMs), Interest-Only loans, and Option ARMs.View Alternative Loan Products Consumer Protection Tips Click here [pdf]

Exclusive Member Benefit:
CAMB 2008-09 ValuePak!
THE VALUEPAK HAS ARRIVED!
The 2008-09 ValuePak is here to add even more Value to your membership. Being a CAMB member has more perks than ever!

Freedmen Report –
FREE months and discounts!
Free appraisals tips with interview and discounted appraisals
Loan Toolbox discounts and hours of FREE training
Todd Duncan and Mortgage Mastery University – 10 hours FREE
Processing 101 introductory interview
Reverse Mortgage introductory interview
Discount Credit Reports and Credit Services
MGIC Loan Calculators and free tool for Self Employed borrowers
Academy of Mortgage Planning – Free download session and discounts!
And more!

Click here for more information!

CAMB Insurance Services:
ABD Insurance & Financial Services
Insurance can be overwhelming. So many different options, and so many places you need security. You have enough on your mind. Let us manage your insurance and risk management program. CAMB Insurance Services offers a complete line of insurance products and services, designed specifically for CAMB members and offered exclusively through ABD Insurance & Financial Services. Keep it simple. Turn to CAMB Insurance Services for all of your insurance needs. We offer the most comprehensive, industry specific package of protection for home, business, life, health—and more.
Customer Service
(800) 426-6592 | Web site

Kistner Insurance Services
Offering: HealthNet, Kaiser, WHA, Vision and Dental. Call (916) 929-1084 | (916) 929-9294 Fax | info@kistnerinsurance.com

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California Association of Mortgage Brokers